108 N Water Street Chestertown, MD 21620
Listing Courtesy of: BRIGHT IDX / Listed By: Cross Street Realtors LLC

  108 N Water Street Chestertown, MD 21620

Coming Soon
$1,125,000 (USD)
5
BED
4
BATH
3,031
SQFT

Description

This 1925 classic colonial, three story residence, with both front and back gardens, is uniquely situated in the center of the favored 100 block of North Water Street, in historic Chestertown. The formal main entry, with dual brick steps approaches a generous landing, faces away from the street. At first a curiosity until you learn that a prominent family discovered the architectural plans for their dream house would not fit horizontally to face the prized road. During its' 100-plus years of life, the front porch (or was it the side?) was converted to a remarkable library, with requisite bookcases, and enjoys light from three sides. The formal parlor, with wood-burning fireplace and reclaimed 19th century moldings and mantle, is left of the straight-through center hall with classic black and white porcelain tiles. The intimate, yet well-proportioned dining room enhances the exceptional flow of the first-floor public rooms. A discreetly positioned powder room and butler's pantry with window and original cabinetry is conveniently placed before entering the large and sunny kitchen with premium custom cabinetry, appliances and finishes from a 2012 renovation. Two distinct patios, one screened and accessed from the dining room and the other from kitchen, overlook the large, rear garden with mature trees and landscaping. The center stairs, with a palladium window bathing light onto the steps, takes you to the first of two oversized landings that have served many lifestyle-uses over the years. The water view primary suite was renovated in 2022 by locally acclaimed Taylor Loughry LLC and boasts a timeless, luxurious aesthetic with custom built closets and Waterwork bath fixtures. Two additional bedrooms and refreshed bath with Restoration Hardware finishes, occupy the second floor. The third floor, with its own generous landing gives access to an ensuite bedroom with walk-in windowed closet (perfect for a future cedar lined closet) and a substantial sized fifth bedroom or multi-purpose space facing the Chester River and exquisite neighboring architecture. Rear yard might accommodate a pool.

MLS #:
MDKE2007214
Taxes
$11,124(2026)
Lot Size
10,280 SQFT
Type
Single-Family Home
Year Built
1925
Style
Colonial, Traditional
School District
Kent County Public Schools
County
Kent County

Listed By

Richard Keaveney, Cross Street Realtors LLC
Source
BRIGHT IDX
Last checked Nov 1 2026 at 5:17 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 3
  • Half Bathroom: 1
Interior Features
  • Built-Ins
  • Crown Moldings
  • Window Treatments
  • Wood Floors
  • Floor Plan - Traditional
  • Cooktop
  • Dishwasher
  • Disposal
  • Exhaust Fan
  • Icemaker
  • Chair Railings
  • Dryer - Front Loading
  • Washer - Front Loading
  • Oven - Double
  • Walls/Ceilings: Plaster Walls
  • Upgraded Countertops
  • Kitchen - Island
  • Range Hood
  • Butlers Pantry
  • Water Heater - Tankless
  • Formal/Separate Dining Room
  • Stainless Steel Appliances
  • Bar
  • Walls/Ceilings: 9'+ Ceilings
  • Ceiling Fan(s)
  • Primary Bath(s)
  • Bathroom - Walk-In Shower
Subdivision
  • Downtown Chestertown
Lot Information
  • Front Yard
  • Rear Yard
Property Features
  • Above Grade
  • Below Grade
  • Fireplace: Screen
  • Fireplace: Wood
  • Foundation: Concrete Perimeter
Heating and Cooling
  • Heat Pump(s)
  • Heat Pump - Oil Backup
  • Zoned
  • Other
  • Multi Units
Basement Information
  • Outside Entrance
  • Sump Pump
  • Connecting Stairway
  • Shelving
  • Poured Concrete
Flooring
  • Wood
  • Carpet
  • Ceramic Tile
Exterior Features
  • Stucco
  • Wood Siding
  • Roof: Metal
  • Roof: Slate
Utility Information
  • Utilities: Cable Tv, Electric Available, Propane
  • Sewer: Public Sewer
  • Fuel: Electric
Parking
  • Gravel Driveway
Stories
  • 3
Living Area
  • 3,031 sqft
Location
   
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Estimated Monthly Mortgage Payment

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Disclaimer: Copyright 2026 Bright MLS IDX. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/1/26 09:17