3130 Magnolia Drive Chipley, FL 32428
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Think Real Estate

  3130 Magnolia Drive Chipley, FL 32428

Active (84 Days)
$754,900 (USD)
2
BED
2
BATH
1,870
SQFT

Description

Lakefront Country Living with Exceptional Quality.
Welcome to 3130 Magnolia Dr. inside Paradise Lakes Community.

A remarkable 3.57-acre lakefront retreat on Dunford Lake.

This property features exceptional construction, thoughtful design, abundant outdoor space, and peaceful country living come together.
Designed for those who appreciate quality, privacy, comfort, and long-term value, this property is especially appealing to couples approaching retirement or those already enjoying retirement, as well as anyone looking for the freedom and space of country living without giving up convenient access to Northwest Florida's amenities.

Built for Long-Term Comfort & Value

The owners have spared no expense and thought of everything in creating a home designed for lasting value and comfort. The residence was constructed using high-grade ICF (Insulated Concrete Form) construction, providing exceptional strength, durability, insulation, and energy efficiency. Combined with Andersen A-Series high-efficiency windows, the home was designed to maintain a comfortable interior while reducing energy demands. The wood burning fireplace has a handy gas starter feature to make the fireplace easy to use for the few weeks a year that Northwest Florida might need a cozy fire while overlooking the lake.

The ICF construction contributes to lowering electricity costs and maintenance requirements approximately 30%-50% lower than a comparable traditional stick-built home (depending on usage, weather, utility rates, and maintenance practices).
The whole-home Generac generator provides additional peace of mind.
Inside, you'll find custom cabinetry throughout, tongue-and-groove cypress ceilings, engineered hardwood floors, and carefully selected finishes that create a warm, refined country atmosphere.

A Chef's Kitchen Made for Entertaining

The kitchen is truly the heart of this home, featuring a gas ZLINE commercial-style cooktop, matching ZLINE appliances, leathered granite countertops, and a massive center island designed for both cooking and entertaining.
Whether you're preparing a meal with produce from the garden or hosting family and friends, this kitchen provides the space and functionality to do it all.
Lake Views from Every Bedroom
Each bedroom offers a walk-out to the screened-in Florida room, creating an exceptional connection to the outdoors.
Enjoy your morning coffee overlooking picturesque Dunford Lake, spend a quiet afternoon reading, or unwind in the evening while watching the sunset and wildlife across the water.
The screened Florida room provides the perfect setting for peaceful mornings and memorable evenings.

A Fisherman's Dream

For the fishing enthusiast, this property is hard to beat. Dunford Lake produces excellent bass and other freshwater fish, putting your favorite pastime right outside your door.
Fish before breakfast, spend the afternoon in the garden, and relax beside the lake in the evening without ever leaving your property.

A Gardener's Paradise

The massive 60' x 120' garden produces more than one family could reasonably consume and offers an incredible opportunity for anyone who enjoys gardening, growing fresh food, preserving, or sharing with family and friends. The property also features established blueberries, pears, peach trees, blackberry trellises, orange and lemon trees, and a muscadine arbor.
For someone who has always dreamed of a productive country garden, this property makes that lifestyle possible.

Fully Enclosed Two-Bay Shop

The fully enclosed, spray-foam-insulated two-bay pole barn provides substantial room for equipment, vehicles, fishing gear, tools, hobbies, and storage.

A Rare Opportunity

This is a property designed for the next chapter--for those who want room to garden, fish, entertain, pursue hobbies, enjoy nature, and simply slow down.
Fish in the morning. Garden in the afternoon. Relax by the lake in the evening.

Come for the acreage. St

MLS #:
794152
Taxes
$3,061(2025)
Type
Single-Family Home
Year Built
2022
Style
Other
Views
Lake, Water
County
Washington County
Community
Paradise Oaks

Listed By

Derek McDavid, Think Real Estate
Source
CENTRAL PANHANDLE
Last checked Aug 17 2026 at 4:11 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Electric Water Heater
  • Down Draft
  • Propane Cooktop
  • Main Level Primary
  • Walk-In Closet(s)
  • Double Vanity
Subdivision
  • Paradise Oaks
Lot Information
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Fireplace(s)
  • Heat Pump
  • Central Air
Homeowners Association Information
  • Dues: $100/Annually
Exterior Features
  • Roof: Shingle
Utility Information
  • Energy: Appliances
School Information
  • Elementary School: Vernon Elementary
  • Middle School: Vernon
  • High School: Vernon
Parking
  • Gated
Stories
  • 1
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 8/17/26 09:11